H.I.S. Homeowner Check-Up™
A free educational assessment from
How Well Do You Really Know Your Mortgage?
Take the free H.I.S. Homeowner Check-Up™ and receive your personalized H.I.S. Homeowner Check-Up Score™: a plain-language look at how well you understand your mortgage, your servicing and ownership history, your public records, and the documents you have on hand. It is educational awareness, not a verdict on your mortgage.
Video: Clay introduces the H.I.S. Homeowner
This is an educational mortgage-awareness assessment designed to help you understand what you know, what documents you currently have, and where you may want to learn more.
Educational information only. Home Information Support (H.I.S.) is not a law firm and does not provide legal advice.
What the Check-Up Actually Reveals
These are the exact questions the Check-Up helps you answer, in plain language and at your own pace.
Do you know who currently services your mortgage, and who may own the underlying loan?
Have you ever reviewed what your county or public land records actually show about your mortgage?
Do you have an organized file containing your important mortgage and closing documents?
Do you know whether your mortgage may have been transferred, assigned, or included in a securitized trust?
If someone asked you to explain your mortgage history today, how much could you confidently document?
Three steps to a clearer picture
A simple, transparent path. No pressure, no jargon.
H.I.S. Homeowner Check-Up™
Evaluate your current understanding of your mortgage in about ten minutes, one plain-language question at a time.
H.I.S. Homeowner Mortgage Document Checklist™
Organize your file so you know exactly which documents you already have and which ones are missing.
H.I.S. Homeowner Check-Up Score™
See your ranking across four categories of mortgage awareness and documentation readiness.
One firm, three levels of understanding
Home Information Support (H.I.S.) is designed to meet homeowners wherever they are in the process, from basic awareness, to education, to independent research and document analysis.
The Check-Up tells you what you know.
The free H.I.S. Homeowner Check-Up™ gives you a personalized H.I.S. Homeowner Check-Up Score™ across four categories of mortgage awareness.
The Education Academy helps you understand what it means.
The H.I.S. Homeowner Education Academy™ explains mortgage documents, public records, transfers, assignments, and securitization in plain language.
The COTA Report examines what the records actually show.
The H.I.S. COTA Report™ is an independent review of your available records and chain of title, so you can see what the documents contain.
Our mission: empowering homeowners and professionals with technical mastery of property rights and mortgage transparency. H.I.S. provides research and educational information and does not provide legal advice. It is not a law firm.
What homeowners and professionals say
"Before finding H.I.S., I had no idea how much information existed about my property's history. The educational resources and research tools helped me better understand documents I had never reviewed before. H.I.S. gave me confidence and clarity when I needed it most."
"H.I.S. provides educational resources that are both informative and accessible. The platform helps homeowners better understand property-related records and empowers them to ask more informed questions. It fills an important gap in consumer education."
"The information and educational materials available through H.I.S. help consumers become more informed about issues affecting their homes and property rights. The platform promotes transparency and encourages homeowners to take an active role in understanding their records and documentation."
What Home Information Support (H.I.S.) Is, and Isn't
Full transparency for homeowners hearing about us for the first time.
What H.I.S. is
- An independent mortgage research and homeowner education company.
- A source of educational information about mortgage documents, public records, transfers, assignments, securitization, and property rights.
- A resource designed to help homeowners become more informed about their own records.
What H.I.S. is not
- A law firm, or a substitute for an attorney.
- A foreclosure rescue company.
- A company that promises every mortgage contains errors.
- A company guaranteeing legal results, mortgage cancellation, debt elimination, or litigation outcomes.
H.I.S. provides research and educational information and does not provide legal advice.
The H.I.S. Homeowner Check-Up
Answer honestly. There are no wrong answers, and everything here is for your own education. Fields marked with an asterisk (*) are required.
This is an educational mortgage-awareness assessment designed to help you understand what you know, what documents you currently have, and where you may want to learn more. Home Information Support (H.I.S.) is not a law firm and does not provide legal advice.
Your Check-Up Score
Complete the Check-Up first
We could not find your answers yet. Take the free Check-Up and your score will appear here right away.
Your H.I.S. Homeowner Check-Up Score™
Your result
Here is what your score means, where you are strongest, and where you may want to look next.
Areas of relative strength
Your strongest category
Areas of lower visibility
Where to focus next
Servicing & Ownership Clarity
0 / 40
Public Records & Transfer Visibility
0 / 32
Securitization Awareness
0 / 10
Mortgage Document Readiness
0 / 18
Strong Mortgage Awareness
80 to 100
Developing Mortgage Awareness
60 to 79
Limited Mortgage Visibility
40 to 59
Start With the Foundations
0 to 39
The H.I.S. Homeowner Check-Up Score™ is an educational assessment of mortgage awareness and documentation status. It is not a legal validity score or a measure of foreclosure risk. A high score does not mean that your mortgage records are necessarily accurate, complete, or legally valid. A lower score does not mean that anything is wrong with your mortgage. The score measures awareness and documentation readiness only.
Your Next Step Depends on How Deep You Want to Go
Your H.I.S. Homeowner Check-Up Score™ measures what you currently know and have available. From here, you can strengthen your understanding through education, or go deeper with independent research into your mortgage records and chain of title.
H.I.S. Homeowner Education Academy™
9 Lessons + 1 Bonus Video
$299
A self-paced course that teaches you how to read your mortgage documents, understand assignments and MERS, and make sense of your public records, in plain language.
Get the Education Academy — $299Within 30 days of purchase, you can upgrade to the H.I.S. COTA Report™ and apply the $299 you already paid as a credit, leaving $1,700 toward the $1,999 COTA Report price.
H.I.S. COTA Report™
Full report + the entire H.I.S. Homeowner Education Academy™ included
$1,999
Your complete Chain of Title and Assignment research report, plus every one of the 9 lessons and the bonus video from the H.I.S. Homeowner Education Academy™ at no additional cost. Everything in the Academy is bundled in as a bonus.
Get the COTA Report — $1,999Includes the complete 9-lesson + bonus Education Academy ($299 value) at no extra charge.
What H.I.S. Is, and Isn't
H.I.S. provides research and educational information to help you understand your home and property rights. We are not a law firm, and we do not provide legal advice. Our resources are here to help you become better informed and ask better questions.